Are you wondering if your family has done enough to prepare for an aging loved one’s care needs in the coming year? As the end of the year approaches, many Florida families find themselves reflecting on what more they can do to protect their parents, spouses, or adult children with disabilities. This is especially true when there are concerns about memory loss, physical decline, or the need for support with everyday living.
While these topics are never easy, addressing them now can make a meaningful difference. From guardianship concerns to long term care planning, taking the right steps before the end of the year allows you to start the new year with clarity, confidence, and protection in place for your loved ones.
Understand when guardianship may be needed
In Florida, guardianship becomes necessary when an individual can no longer manage their personal or financial affairs and has not created valid planning tools such as durable powers of attorney or health care planning tools. Guardianship involves a court process to appoint someone to act on their behalf. This can be avoided with early planning, but if you are already in a position where your loved one has lost capacity, it is important to understand the legal process and your responsibilities as a guardian.
Start or update long-term care planning before costs increase
The cost of long-term care in Florida continues to rise each year. Whether your loved one is at home, in assisted living, or facing a future move to a skilled nursing facility, planning ahead is essential. Tools such as a trust agreement or Medicaid eligibility planning can protect family assets while ensuring your loved one receives the care they need. The end of the year is a natural time to revisit these strategies, especially before any changes in health or finances occur.
Take advantage of this planning window
The final months of the year can feel overwhelming with holidays and obligations. However, they also provide a rare opportunity to gather family members, discuss goals, and finalize any outstanding planning. Waiting until a crisis occurs may limit your options. Starting now gives you time to explore the best legal solutions for your unique situation.
We know this article may raise more questions than it answers. At Swank Elder Law, we are here to help Florida families understand their options when it comes to guardianship, long term care planning, and protecting loved ones. Schedule a consultation with our team before the year ends to take the first step toward peace of mind.
